Mark the dates that cost money: bank holidays, birthdays, car MOT and insurance renewals, school trips, holidays and annual subscriptions. Irregular bills cause most budget surprises.
The UK tax year starts on 6 April. Your ISA allowance resets then. Council Tax is usually paid over 10 months unless you ask for 12.
Even a few hundred pounds of easy-access savings stops small emergencies going on a card.
Spend 15 minutes at the start of each month comparing plan with reality.
Our 2027 UK Planner (A4 printable) includes a year at a glance, the bank holidays, monthly grids and weekly pages. It's pay what you want.
Written with the help of an AI assistant and checked before publishing. General information, not financial advice. Links to our own itch.io products; no affiliate links. Check figures against official sources such as GOV.UK and MoneyHelper.